Loan guideLoan cost calculator
Change the amount, the term and how often you repay to see an estimate of the fee, interest and repayments.
Uses a $400 establishment fee and a fixed interest rate of 46.50% p.a. (comparison rate 64.63% p.a.*). Interest is charged daily on the balance you still owe, which includes the establishment fee. You can receive up to $4,600, so the loan amount, including the fee, stays within $5,000.
- Amount you receive
- $2,500.00
- Establishment fee
- $400.00
- Estimated interest
- $374.85
- Total to repay
- $3,274.85
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*Comparison rate based on an unsecured loan of $2,500 over 2 years with fortnightly repayments and a $400 establishment fee. Evercrest does not currently offer a 2-year term; current loan terms are 3 or 6 months. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
This calculator is an estimate, not an approval, quote or credit offer. It assumes every scheduled repayment is made on time and excludes permitted default, enforcement and government charges. Actual repayment dates can change the number and amount of instalments. Your pre-contractual statement and credit contract will contain the binding figures. A $35 fee applies to each missed or dishonoured repayment, and collection costs may be added if an overdue account is referred to a collection agency.