Start here
Homepage
Choose an amount, see an estimate of the cost and read how the five-step application works.
Go to homepageLoan cost calculator
See an estimate of the cost and repayments. It is not a quote.
Open calculatorLearn about Evercrest and borrowing
About Evercrest Finance
Our company, our loan and how we work.
About usHow it works
Applying, how we decide, your offer and getting your money.
How it worksEligibility
The basics to check, and when a loan may not help.
Check eligibilityLoans
What our loan can be used for, from car repairs and vet bills to a rental bond, and what to check first.
Browse loansMedium amount loans
What our loan is, what it costs and how it works.
Medium amount loansRates and fees
Every cost in one place, with examples.
Rates and feesResponsible borrowing
Budget checks, warning signs and cheaper options.
Look at other optionsFrequently asked questions
Applying, costs, repayments, privacy and security.
Read FAQsMoney guides
Comparison rates, paying for unexpected bills, free help and how lenders check applications.
Browse guidesHelp and safety
Hardship, complaints and support
Help that anyone can use, without logging in.
Get supportManaging repayments
Your schedule, payments, paying early, records and what to do if things change.
Manage repaymentsProtecting yourself from scams
Warning signs, how we contact you and what to do if something goes wrong.
Read about scamsWebsite accessibility
Our accessibility standard, known limitations and how to get help.
AccessibilityLegal and policy documents
Credit Guide
Who we are, how we decide, hardship help and complaints.
Credit GuideTarget Market Determination
Who our loan is designed for, how we offer it and when we review it.
Target Market DeterminationPrivacy Policy
How we handle your personal and credit information.
Privacy PolicyTerms and Conditions
The rules for using our website and online services.
Terms and Conditions