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Who we are
Evercrest Finance Pty Ltd (ACN 701 223 261, ABN 19 701 223 261) is an Australian finance company. We will offer one loan, designed for life’s one-off costs: a medium amount credit contract, applied for and managed online.
Clear information
You see the amount, the repayments, the total cost and the important conditions before you decide.
Careful checks
Applying is not the same as being approved. We check who you are and your money situation, and a person decides whether the repayments look manageable.
Help that is easy to find
Anyone can ask for hardship help or make a complaint. You do not need to log in, miss a payment or use special words.
What we will offer
- Online applications to borrow $2,050 to $4,600.
- One kind of loan only: a medium amount credit contract, with a $400 establishment fee added to the loan, so the loan is never more than $5,000.
- A written offer and repayment schedule before you sign anything.
- A secure online account for your contract, repayments, payments, receipts and help.
- Free public information about costs, cheaper options, hardship and complaints.
What we will not promise
No guaranteed approval
We check every complete application. Meeting the basic conditions does not mean you will get an offer.
No guaranteed timing
Identity checks, bank processing, missing information and security checks can all take time.
No pressure to borrow
We show you cheaper options, and you can stop the application at any time.
No surprise changes
If a different amount might suit you better, we show you its cost and repayments, and you choose whether to accept it.
How we work
| What we care about | What it means for you |
|---|---|
| Clear words | Plain language, costs you can see, and no hidden agreements. |
| Only what we need | We only ask for information we need to check who you are, decide and run your loan. |
| Checking, not guessing | We check important facts against real evidence. |
| A person decides | A person makes every lending decision and looks closely at anything unusual. |
| Help when you need it | Hardship help and complaints are open to you for the whole loan, and after it. |
Company information
Evercrest Finance Pty Ltd
ACN 701 223 261 · ABN 19 701 223 261 · Registered office: Suite 17, 89-97 Jones Street, Ultimo NSW 2007, Australia